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Your bank is doing fine! But with all the news
attention the national banks are getting, you want to know that your
money is in the best hands possible. That’s why Rose Rock Bank is a
solid choice for long-term financial security. Rose Rock Bank is not
only standing strong — it’s growing and building a more prosperous
future. So you can rest easy knowing that you’re with an organization
that has the experience, resources and staying power to help you ensure
your financial success.
INTEGRITY
Now more than ever, it’s important for you to work with a bank that has
a reputation for responsible, insightful local decision making. Rose
Rock Bank has no securities or investments with Freddie Mac or Fannie
Mae and our loans and deposits are with local people we know and trust.
SAFETY
Rose Rock Bank insures deposits through the FDIC (Federal Deposit
Insurance Corporation), an independent agency of the United States
government that protects you against the loss of your deposits if an
FDIC-insured bank or savings institution fails. FDIC insurance is
backed by the full faith and credit of the United States government.
Since the FDIC’s creation in 1933, no depositor has ever lost even one
penny of FDIC-insured funds. With the Emergency Economic Stabilization
Act of 2008 recently enacted by the federal government, deposits are now
insured up to $250,000, up from $100,000. Additionally, non-interest
bearing deposits are fully insured regardless of the amount. These
changes are effective through December 31, 2009. In cooperation with our
holding company owned banks, we can FDIC insure deposits 10 times beyond
the new limit. This figure multiplies even more with proper account
structuring.
STRENGTH
Strength is on your side. Rose Rock Bank’s holding company has total
Oklahoma assets of over $1 billion. With capital funds of $113,438,000,
Rose Rock Bank’s capital ratio is 14.8%*, much higher than is required
for a bank of our size, which together with applicable FDIC insurance
makes us one of the safest places to put your money.
*Figures based on the September 30, 2008 call report.
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