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Accounts: Smart Checking Plus
Account Description:
With Smart Checking Plus, a minimum balance earns you free unlimited
check writing, a free Visa Check/ATM card and free Online banking with
free Bill Paying.
This is a variable rate account. The
interest rate and annual percentage yield may change after the account
is opened.
Requirements
- $100 is required to open the
account.
- You must maintain a minimum
daily balance of $1,000.00 or an average collected balance of
$2,500.00 in your account each day to avoid the monthly
Service Charge.
- Interest rate tiers are
- 0 - $4,999.99
- $5,000-$24,999.99
- $25,000.00 and over
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Benefits
- Visa Check Card with ATM
access
- Use your card as a debit card
for point-of-sale purchases and cash back
- Free Internet and Telephone
banking
- Free Bill
Payment
- Overdraft
Protection
- Free
statement with images
- Unlimited Check Writing
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No activity per check/deposit
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Free Basic Checks
-
Free domestic traveler’s checks,
cashier’s checks and personal money orders
- Variable Tiered interest rate
categories
- Tier 1: $0.00-4,999.99
- Tier 2: $5,000-24,999.99
- Tier 3: $25,000 and over
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Cost
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A $9.97 Service Charge will be
imposed every month if the daily balance falls below $1,000 or
the average collected balance falls below $2,500.
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