Accounts: Certificates of Deposit
 
Lock in a great rate on a certificate of deposit. With $500.00 minimum deposit, you can choose a term from 30 days to 60 months. Interest rates vary by term of certificate. This account is subject to early withdrawal penalty. Rates are available daily in your bank’s lobby. This account may be subject to early withdrawal penalty

Investing in an IRA is one of the smartest moves you can make when planning for your retirement. IRAs offer you the potential for tax savings and tax-deferred earnings growth.

A full range of IRA certificates of deposit terms are available. Regardless of the term you choose, your IRA earns interest at competitive rates and is FDIC insured up to $250,000.

Make the most of this savings vehicle by opening your IRA today. You can also transfer or roll over funds to a Rose Rock Bank IRA to maintain the tax-deferred status of distributions from company retirement plans when you retire or change jobs.